VA

VA Mortgage

As a veteran or active service member, a VA mortgage could offer you fewer restrictions and more benefits than a traditional or conventional mortgage.  The program eligibility includes nearly every type of primary residence, and offers a long list of perks not included in other programs:

veteran family hugs

Perks

  • No monthly mortgage insurance (PMI)
  • Gift funds acceptable for closing costs
  • No cash reserve requirements
  • A variety of terms and loan types are available
  • Available for purchase and refinance
  • Reduced fees for disabled veterans
  • The seller can pay for closing costs
  • Seller pays for any required repairs
  • No pre-payment penalty
  • VA appraisals are transferable
  • A veteran that is considered at least 10% disabled by the VA can completely waive their Funding Fee

To find out if you qualify, have your Certificate of Eligibility (COE) handy and give me a call today!

If you don’t have your Certificate of Eligibility, we can help you get it!

Contact Us