Free First Time Homebuyer Class
Join Us For Our Next Class!
First Time Homebuyers
As a First Time Homebuyer, it may be overwhelming to consider factors such as how to get pre-approved, knowing your numbers, selecting the right loan program, the home-buying process, and knowing what is next. Being local mortgage professional, we can help you stay ahead and set expectations ahead of time.
Free First Time Homebuyer Class
It’s a great idea to sign up for a First Time Homebuyer Class or information session to help you set a baseline of where you are and provide you with your next steps in the home-buying process. Classes are required for some First-Time Homebuyer Programs, and we can help you make the most of your time by helping you choose the right one. If you are interested in attending a class, please register at the link below. There is no cost to attend an in-person class.
- Steps to Homeownership
- Credit
- Budgeting
- Affordability
- Types of Loans
- Pre-Approvals vs. Pre-Qualification
- Down Payment Options and Closing Costs
- Selecting a Home
- Importance of a Home Inspection
- First Time Homebuyer Programs
Free First Time Homebuyer Class
Join Us For Our Next Class!
Getting Pre-Approved
There are several advantages to getting pre-Approved before shopping for a home including:
You’ll know your Numbers - Just like running a business, homebuying is a serious business and likely one of the largest purchases you will make in your lifetime. You should know what your estimated payment ranges will look like at different purchase prices and loan amounts.
Affordability - Know how much you qualify for so you can set the expectation with your buyer’s agent of your housing price ranges so you can achieve your affordability goals.
Credibility - It will make you a more attractive buyer to the seller – especially in a competitive market.
Faster Close - By having your income, assets, and personal information pre-approved, you can streamline the time that it takes to close on a home.
Get the Edge - As a seller considers taking their home off the market to accept your offer, it is an important calculation on their part to make sure you are a highly qualified buyer that is likely to close. A Pre-Approval can alleviate some of their doubts in this process and help elevate you compared to those that are only pre-qualified.
Local Makes it Personal
A highly credible locally based lender will know your market and have the personal touch to help you navigate the process and provide you with the best opportunity for a smooth and on-time close. Instead of dialing into a phone tree for questions on your loan, we provide a single point of contact, providing you with better speed and efficiency to help you achieve the home of your dreams.
